Corey Chambers Real Estate Newsletter July 2021 SoCal Home

THE GIVING IT BACK AND PAYING IT FORWARD NEWSLETTER  |  July 2021

Celebrate ‘Your’ Independence
 TOO! | Blog Video

July 4th 1776 is a momentous day in history for all FREE

Country’s across the Globe – AND so is the day we buy our own home!!! Owning Real Estate, especially your own home, is a sure-fire Celebration of Independence. In today’s market, many homeowners really want to make a move but are finding themselves in a catch 22 – whether to sell first or buy first. They don’t want to end up getting stuck owning two homes or none at all. I am sure you will join me in saying we can’t blame them. I also believe that you agree that this is true for ourselves and others; homeownership is good for ALL. The more who can buy a home, the more who can sell a home, the more our economy benefits. And as Jimmy Carter said, “To be true to ourselves, we must be true to others.

Fortunately, I have a special program for Home Owners wanting to move and Buyers wanting to buy in Today’s market that turns the tables on this CATCH 22.

Over the last 20+ years of selling real estate, I have been able to develop and successfully implement a program that allows me to guarantee the sale of a property. Yep, you read that right.

Actually guarantee in writing the sale of a home. Obviously a program like this gives sellers GREAT

PEACE OF MIND (a true celebration of independence from fear). I guarantee, up front and in writing,that if their home does not sell at their price and within their time frame – I will step in and buy it myself.

The conditions are simple: the seller and I must agree on price and possession date. Buyers benefit too, because we are able to ensure they get the home they want and back up their purchase with a satisfaction guarantee: if they are not happy with the home, we will buy it back. This obviously is a win-win for all involved.

This is where you come in.

Your friends, neighbors, work associates, and family members who may be considering a move can now do so and celebrate true independence from the fear of getting stuck with two homes or none at all. And remember
 Your referrals help the Children
 As I share with you each month, we are on a mission to raise $25,000 for Children’s Hospital Los Angeles Helping Hands Fund. We do this by donating a portion of our income. Children’s does great work in helping kids overcome cancer and other life-threatening diseases. In fact, Kids under their care are 300% more likely to enter into remission IF they can get into the recovery center. BUT the Recovery Center depends on Sponsorships and Donations to keep rolling. So, YOUR REFERRALS REALLY DO HELP THE KIDS


Who do you know considering buying or selling a home you could refer to my real estate sales team? Not only will they benefit from our award-winning service, but we donate a portion of our income on every home sale to Children’s Hospital Los Angeles Helping Hands Fund. I want to make it easy to refer your friends, neighbors, associates or family members considering making a move, so here are your options:

1. You can go to www.ReferralsHelpKids.com and enter their contact info online or forward the link to who you know considering a move.

2. Of course you can always call me direct as well at 888-240-2500.

You and your referrals mean more than ever to my team and I. As we move forward in this new season, please know we are extremely thankful for you and your being a special part of our business.

With all my appreciation.

Corey Chambers

Realty Source Inc

P.S. The story of this young person enclosed may cause you to look at your loved ones differently. It did me. Check it out.

CHLA brings life saving care to are regions children. you can help.

It’s easy to refer those you know considering buying or selling a home. Here are the Options Again:

You can go to www.ReferralsHelpKids.com and enter their contact info on line or forward the link to who you know considering a move.

Call me direct or pass my number on: 213-880 9910.

Why I Support Children’s Hospital of Los Angeles

I grew up right here in Los Angeles. Born right nearby at St. Francis Hospital. I remember when I first heard about a young person close to our family suffering from a nasty disease and getting treated for that at Children’s Hospital Los Angeles. It was then that I began to pay closer attention to the work they do at that hospital. Since then, I have learned that it is a collection of hard working health care professionals, most making their home right here in the Los Angeles area, all coming together for a common cause. That cause is to help young people over come unfortunate health issues that life sometimes throws our way. Being a Los Angeles area, California native, I take pride in supporting in anyway that I can the good work these people do at Children’s. My team rallys around our annual goal of raising money and donating portions of our income to help Children’s in their quest to heal young people when they need healing. My team and I are committed to providing outstanding results for buyers and sellers referred to us by our past clients. I have discovered that Children’s Hospital Los Angeles shares similar commitments to their patients. And since their services survive on sponsorships and donations we are happy to contribute and proud to support them.

After Brain Surgery and Chemotherapy, Florence Gets a Fresh Start

“I feel like it’s spring, and the flowers are brighter, and the grass is greener,” says the toddler’s mom about her daughter completing treatment for a life-threatening brain tumor.  By Eunice Oh

An emergency room during a pandemic was the last place Eugenia and Richard wanted to be. But they desperately wanted answers.

A week earlier, their 22-month-old daughter, Florence, had started to feel sick, throwing up in the early mornings, with no signs of improvement.

An initial visit to their pediatrician’s office had them thinking it was the stomach flu, but after seeking a second opinion—from a doctor who had trained at Children’s Hospital Los Angeles and told them to go there immediately—Eugenia and Richard found themselves rushing across town. In the CHLA Emergency Department, Florence was examined and underwent a CT scan. Then came the devastating news.

“I just remember two physicians walking in with a box of Kleenex,” recalls Eugenia. “Our hearts sank, and our world just totally fell apart.”

Coordinated, expert care

Eugenia and Richard were told that Florence had a tumor in her brain, which pathology tests would later confirm was cancerous. More specifically, she had medulloblastoma, a fast-growing Grade IV tumor that needed to be removed.Florence Before Treatment

Florence at Children’s Hospital Los Angeles when she was admitted in August 2020

lorence was admitted to the Pediatric Intensive Care Unit at Children’s Hospital Los Angeles that night. Before performing surgery, doctors needed to drain the buildup of fluid deep within her brain. Caused by the tumor, the fluid was blocking one of the ventricles. A few days later, after she was stabilized, Florence was ready for surgery.

Neurosurgeons Jason Chu, MD, MSc, from the Neurological Institute, and Mark D. Krieger, MD, Senior Vice President and Surgeon-in-Chief, removed the mass during a six-hour procedure. Then, after Florence recovered from surgery, oncologists from the Cancer and Blood Disease Institute took over. Because of the aggressive nature of medulloblastomas, Tom Davidson, MD, George Michaiel, MD, and Kim Bira, DNP, recommended that Florence start chemotherapy right away.

“We were so grateful for each provider’s expertise and truly felt like we were at the best place for Florence,” says Eugenia.

A spring renewal

Being a clinical nurse specialist, Eugenia knew the challenges the care team faced as they navigated COVID-19 while trying to keep immunocompromised patients, like Florence, safe. But she soon developed an even deeper appreciation for her daughter’s care providers.

“Throughout our entire journey, everyone was just so patient, understanding, kind and reassuring,” she says. “Even though they knew I was a nurse, they first saw me as a mom.”

After six rounds of chemotherapy and a stem cell transplant—and her latest MRI showing no signs of disease—Florence is “doing fantastic,” according to her mom. She hasn’t needed any blood transfusions, and her hair is starting to grow back. You wouldn’t be able to tell she ever had cancer.

“I feel like it’s spring, and the flowers are brighter, and the grass is greener,” says Eugenia. “Florence will need to be monitored for the next 10 years, but we know that moving forward we’re in good hands. We’re just so grateful for the amazing care we received.”

That gratitude led Eugenia to send the following message to Ara Balkian, MD, MBA, Chief Medical Director of Inpatient Operations at Children’s Hospital Los Angeles, which captures her family’s journey in more dil:Florence with her familyFlorence hugs her younger brother, Truman, who was born two months before she underwent a stem cell transplant. Photo courtesy of ANI Portraits/aniportraits.com

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Dear Dr. Balkian, 

I wanted to take a moment to thank you for rallying for our family when my daughter was diagnosed with a grade 4 brain tumor last August. You, Dr. Krieger, Dr. Jason Chu, and Dr. Jen Lau came to our bedside multiple times to check in on us, and to ensure that Florence had the best surgery and post-op care. Never in a million years would I have imagined that we would find ourselves so abruptly thrust into the patient/family side of health care in the height of a pandemic. 

I can only imagine what an incredibly tough year it has been for you, especially as leaders in health care, and I wanted you to know that despite how chaotic it might have been, you still managed to impact our family on a very personal level. Florence had her end of treatment MRI [recently] and there is no evidence of disease. Treatment was successful! We are just so grateful for her health, the great care we received and for your incredible institution. We also couldn’t have had a better oncology team than Dr. Tom B. Davidson, Dr. George Michaiel, Kim Bira, DNP, and the nurses on 4 West. 

In addition, I am so impressed with the nursing care and the fact that Florence managed to have no central line infection for the duration of her seven months of having a Medcomp apheresis catheter. The CVC [central venous catheter] NPs have admirable clinical expertise and the CVC classes for parents were very well designed. Moreover, every single nurse we encountered scrubbed the caps for 20 seconds, and let it dry for 10. The education and training to get a whole system to operate consistently in this manner should be celebrated and recognized.

It meant so much to receive personalized care.

Thank you so much from the bottom of our hearts,
Eugenia, Richard (my husband), Florence (2.5 years old) and Truman (4 months old)

How you can help:

Refer your friends, neighbors, associates or family members who are considering making a move:

www.ReferralsHelpKids.com or call Corey at 213-880-9910

Copyright © This free information provided courtesy L.A. Loft Blog and LAcondoInfo.com with information provided by Corey Chambers, Realty Source Inc, BRE#01889449 We are not associated with the homeowner’s association or developer. For more information, contact (213) 880-9910 or visit LAcondoInfo.com Licensed in California. All information provided is deemed reliable but is not guaranteed and should be independently verified. Properties subject to prior sale or rental. This is not a solicitation if buyer or seller is already under contract with another broker.

Who should get an Adjustable Rate Mortgage?

Ready to make an offer? Better get your mortgage product lined up in advance.

Who should get an Adjustable Rate Mortgage, (ARM)?
Most home buyers and borrowers prefer a fixed rate, but there are some who would benefit from an interest rate that starts lower. There are a few instances where a lower interest rate now is financially helpful, and a higher rate later may not matter.  Here are the folks who benefit from an Adjustable Rate Mortgage:


1. Homebuyers who plan to live in a house for only a few years;
2.  Buyers who expect to refinance soon, or:
3.  Borrowers who expect their income to increase significantly in the near future

These individuals may decide that the short-term benefit of an initially low rate is all that matters. #ARMloans

Free Home Loan Reports Fill out the online form.

Communicate with your lender or broker to understand your Loan Options

Some home buyers should pay discount fees and some should not.  Here’s one way to determine if discount fees are a good idea for your home loan:
Buyers who don’t plan to be in a house for a long time probably shouldn’t pay discount points. The lower interest rate isn’t likely to be worth it. 
Buyers need to stay in a house for a long time to recover the money they paid in discount points. #discountfee

Planning to retire from work early, or do you have future plans like starting your own business? Then you may prefer to build equity quickly and pay off the mortgage as soon as possible. You may be happier with a 15-year or 20-year mortgage rather than the usual 30-year loan. The higher payments with a shorter-term loan may mean buying a less expensive house, however.

A common type of buyer is a young couple who don’t have a high income. However, they expect their income to increase and want to buy the largest, most expensive house they can afford.  These buyers might benefit from any program that would increase the loan amount they can qualify for: an adjustable-rate, a high loan-to-value ratio, a 40-year loan term, a downpayment assistance program, or secondary financing.
Some buyers don’t want to borrow as much money as lenders might allow them to borrow. 
They might want to invest more money elsewhere or might not want to get overextended in anticipation of large expenses later, like having children. 
Or they may simply wish to avoid the stress of loan payments that force them to budget.
In short, there is no one-size-fits-all lending solution for all buyers. 
Buyers need to consider how the various financing options fit their circumstances. 
The lender will take some of these factors into consideration, but ultimately it’s the buyer who must decide what type of loan best fits her financial situation.

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Planning ahead for your home purchase means understanding your mortgage options

Copyright © This free information provided courtesy L.A. Loft Blog and LAcondoInfo.com with information provided by Corey Chambers, Realty Source Inc, BRE#01889449 We are not associated with the homeowner’s association or developer. For more information, contact (213) 880-9910 or visit LAcondoInfo.com  Licensed in California. All information provided is deemed reliable but is not guaranteed and should be independently verified. Properties subject to prior sale or rental. This is not a solicitation if buyer or seller is already under contract with another broker.